No. Your lawyer let you down. He or she settled for an agreement that unnecessarily exposed you to credit damage from your ex. Unfortunately, the contracts that you have with your creditors remain constant and in effect.

You can remedy this situation in a few other ways. First, you can ask your ex to transfer the balances onto a card or loan that is in his name only. Your letter doesn't lead me to believe this will be successful, but it is the easiest solution.

Lastly, because your ex is in the military, you have another option. You can contact the commanding officer of his base, explain that your ex is being financially irresponsible and forward proof of your claim. Ask that the CO intervene and arrange for the court order to be carried out, either by transferring the debt or arranging a noncancellable allotment from his pay. The Air Force takes a very dim view of financial irresponsibility and flouting a court order. Your ex may well be disciplined if he fails to comply. My experience is that this course of action will be quick and productive.

- Establish independent credit as soon as possible, and check your credit reports frequently to be sure they are accurate and reflect only your obligations.

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